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40 Valley Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 40 Valley Dr, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,973 sqft · built 1987
Lot Size0.664 acres (28,934 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Oct 2022)
Tax Bill$5,906 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:131 B:58

Property Details

APN / Parcel Number

Primary APNWEST M:131 B:58
Alternative APNs
  • M:131 B:58 L
  • 19275000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,973 sqft Living Area
Gross Area4,462 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area28,934 sqft (0.664 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number19275000
Street Address40 VALLEY DR
CityWESTERLY
StateRI
Zip02891-3910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block58
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3052
Census Tract50902

Owner

Source: Westerly Town records · APN WEST M:131 B:58

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 VALLEY DR, WESTERLY, RI 02891-3910
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CREDIT UNION
Oct 24, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleJul 18, 1989 · Amount on Record
Deed Document Number20224428
Deed Book / Page2022 / 18225
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Recording DateJul 31, 2026
Property Address40 VALLEY DR, WESTERLY, RI 02891-3910
Document Number0000002596
Book / Page2026 / 11604
Instrument DateJul 27, 2026
Instrument20262596
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 VALLEY DR, WESTERLY, RI 02891-3910

Mortgage

Document Number0000002596,
DateJul 31, 2026
Book Page2026/11604
Instrument20262596
Lender
NameWESTERLY COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2051
Interest
Rate6.49%
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateOct 24, 2022
Property Address40 VALLEY DR, WESTERLY, RI 02891-3910
Document Number2022-18225
Book / Page2022 / 18225
Instrument DateOct 21, 2022
Instrument2022-4428
Transaction TypeTransfer
Record UpdatedNov 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address40 VALLEY DR, WESTERLY, RI 02891-3910

Mortgage

Document Number0020224429
DateOct 24, 2022
Instrument2022-4429
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateNov 01, 2032
Max Rate At Change2.75%
Index1-Year CMT

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,906.00 (-5.35%)$830,600 (+28.06%) Land $335,300 Building $495,300
2023$6,240.00 (+0.63%)$648,600 (-) Land $239,700 Building $408,900
2022$6,201.00$648,600 Land $239,700 Building $408,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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