46 Valley Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 46 Valley Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,832 sqft · built 2015
Lot Size	0.699 acres (30,436 sqft)
Owner	Individual Name on File
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Apr 2024 Refinance Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:131 B:59`

Property Details

APN / Parcel Number

Primary APN	`WEST M:131 B:59`
Alternative APNs	`M:131 B:59 L` `19129251`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,616 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	30,436 sqft (0.699 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19129251
Street Address	46 VALLEY DR
City	WESTERLY
State	RI
Zip	02891-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	59
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3052
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:131 B:59

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 201, WESTERLY, RI 02891-0201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Jul 06, 2022	Deed of Trust, Mortgage · ARM WEBSTER BANK
Dec 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	46 VALLEY DR, WESTERLY, RI 02891-3910
Transaction Type	Mortgage
Record Updated	May 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-4688
Date	Apr 26, 2024
Book Page	2024/4688
Instrument	2024-1246

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	46 VALLEY DR, WESTERLY, RI 02891-3910
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-12359
Date	Jul 06, 2022
Book Page	2022/12359
Instrument	2022-2916

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2029
Index	Other

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 20, 2017
Property Address	46 VALLEY DR, WESTERLY, RI 02891-3910
Document Number	2017-2659
Book / Page	002017 / 022659
Instrument Date	Dec 19, 2017
Instrument	5580
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 VALLEY DR WESTERLY RI 028913910, WESTERLY, RI 02891-3910

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,820.00 (+11.47%)	$818,600 (+50.84%) Land $294,100 Building $524,500
2023	$5,221.00 (+0.64%)	$542,700 (-) Land $178,700 Building $364,000
2022	$5,188.00	$542,700 Land $178,700 Building $364,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures