51 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 51 Summer St, Kennebunk, ME 04043

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 3,188 sqft · built 1870
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$566,300 (Apr 2018)
Tax Bill	$9,802 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KENB M:045 L:055`

Property Details

APN / Parcel Number

Primary APN	`KENB M:045 L:055`
Alternative APNs	`M:045 L:055 U:000` `1661`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	6,195 sqft
1st Floor Area	1,746 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1661
Street Address	51 SUMMER ST
City	KENNEBUNK
State	ME
Zip	04043-6636
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	6
Legal Lot Number	55
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3006
Census Tract	28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kennebunk Historic District (Additional Documentation) listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

51 Summer St, a duplex, is owned and occupied by two individuals who bought it in April 2018.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 SUMMER ST, KENNEBUNK, ME 04043-6636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Warranty Deed, Transfer CAMDEN NATIONAL BANK
Apr 3, 2018	Warranty Deed, Transfer FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	201812160
Deed Book / Page	17687 / 793
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 2, 2018
Property Address	51 SUMMER ST, KENNEBUNK, ME 04043-6636
Document Number	0176870793
Book / Page	17687 / 0793
Instrument	2018012160
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012161
Date	Apr 2, 2018
Instrument	2018012161

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 3, 2018
Property Address	51 SUMMER ST, KENNEBUNK, ME 04043-6636
Document Number	0176880786
Book / Page	017688 / 000786
Instrument Date	Mar 30, 2018
Instrument	12320
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 SUMMER ST KENNEBUNK ME 040436636, KENNEBUNK, ME 04043-6636

Mortgage

Document Number	176880788
Date	Apr 3, 2018
Book Page	017688/000788
Instrument	12321

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 51 Summer St was $9,802, up 8.5% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,802.00 (+8.5%)	$995,100 (+86.7%) Land $468,700 Building $526,400
2024	$9,034.00 (+5.6%)	$533,000 (-) Land $179,900 Building $353,100
2023	$8,555.00 (+9.93%)	$533,000 (-) Land $179,900 Building $353,100
2022	$7,782.00	$533,000 Land $179,900 Building $353,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 51 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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