46 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 46 Summer St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,816 sqft · built 1881
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Nov 2011)
Tax Bill	$11,069 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:045 L:016`

Property Details

APN / Parcel Number

Primary APN	`KENB M:045 L:016`
Alternative APNs	`M:045 L:016 U:000` `2494`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	8,273 sqft
1st Floor Area	1,156 sqft
Attic	Attic
Attic Area	1,605 sqft
Basement Area	1,685 sqft
Unfinished Basement	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2494
Street Address	46 SUMMER ST
City	KENNEBUNK
State	ME
Zip	04043-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	16
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3004
Census Tract	28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kennebunk Historic District (Additional Documentation) listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 SUMMER ST, KENNEBUNK, ME 04043-6639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit KENNEBUNK SAVINGS BANK
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Dec 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2011 · Amount on Record
Deed Sale	Nov 8, 2011 · Amount on Record
Deed Document Number	201147080
Deed Book / Page	16198 / 386
Last Transfer Date	Nov 16, 2020
Transfer Doc	0184720153
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	46 SUMMER ST, KENNEBUNK, ME 04043-6639
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198140433
Date	Dec 29, 2025
Book Page	19814/433
Instrument	2025046857

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	46 SUMMER ST, KENNEBUNK, ME 04043-6639
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190130741
Date	Apr 29, 2022
Book Page	19013/741
Instrument	2022018830

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Dec 2, 2020
Property Address	46 SUMMER ST, KENNEBUNK, ME 04043-6639
Document Number	0184720153
Book / Page	018472 / 000153
Instrument Date	Nov 16, 2020
Instrument	61919
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 SUMMER ST KENNEBUNK ME 040436639, KENNEBUNK, ME 04043-6639

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,069.00 (+19.16%)	$1,123,800 (+105.07%) Land $489,900 Building $633,900
2024	$9,289.00 (-0.86%)	$548,000 (-6.13%) Land $188,100 Building $359,900
2023	$9,370.00	$583,800 Land $188,100 Building $395,700	$758,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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