56 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 56 Summer St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,380 sqft · built 1948
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Last Sale	$740,000 (Jul 2022)
Tax Bill	$8,246 (2025)
Deeds & Mortgages	Apr 2023 Sale Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:045 L:031`

Property Details

APN / Parcel Number

Primary APN	`KENB M:045 L:031`
Alternative APNs	`M:045 L:031 U:000` `5235`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	4,176 sqft
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5235
Street Address	56 SUMMER ST
City	KENNEBUNK
State	ME
Zip	04043-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	31
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3013
Census Tract	28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kennebunk Historic District (Additional Documentation) listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Summer St is owner-occupied and held in a trust since April 2023.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	56 SUMMER ST, KENNEBUNK, ME 04043-6616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 28, 2022	Warranty Deed, Transfer
Apr 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202231731
Deed Book / Page	19079 / 385
Last Transfer Date	Apr 13, 2023
Transfer Doc	0192220210
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 13, 2023
Property Address	56 SUMMER ST, KENNEBUNK, ME 04043-6616
Document Number	0192220210
Book / Page	19222 / 210
Instrument Date	Apr 13, 2023
Instrument	2023009635
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SUMMER ST, KENNEBUNK, ME 04043-6616

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	56 SUMMER ST, KENNEBUNK, ME 04043-6616
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191120192
Date	Sep 14, 2022
Book Page	19112/192
Instrument	2022039441

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jul 28, 2022
Property Address	56 SUMMER ST, KENNEBUNK, ME 04043-6616
Document Number	0190790385
Book / Page	19079 / 385
Instrument Date	Jul 25, 2022
Instrument	2022031731
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SUMMER ST, KENNEBUNK, ME 04043-6638

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 5, 2021
Property Address	56 SUMMER ST, KENNEBUNK, ME 04043-6616
Document Number	0186150947
Book / Page	18615 / 947
Instrument Date	Mar 31, 2021
Instrument	2021019187
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BRADFORD DR, SYRACUSE, NY 13224-2156

Mortgage

Document Number	2021019188
Date	Apr 5, 2021
Instrument	2021019188

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 56 Summer St was $8,246, up 9.1% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,246.00 (+9.13%)	$837,200 (+87.8%) Land $319,800 Building $517,400
2024	$7,556.00 (+5.6%)	$445,800 (-)
2023	$7,155.00 (+9.6%)	$445,800 (-0.29%) Land $122,800 Building $323,000	$481,745
2022	$6,528.00	$447,100 Land $124,100 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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