Essex County and Marblehead Town property record for 56 Prospect St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,623 sqft · built 1880 |
| Lot Size | 0.209 acres (9,091 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $831,000 (Jul 2025) |
| Tax Bill | $7,104 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Jul 2025 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0110 B:0037 L:0 |
| Primary APN | MARB M:0110 B:0037 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,623 sqft Living Area |
| Gross Area | 3,102 sqft |
| Basement Area | 492 sqft |
| Unfinished Basement | 492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,091 sqft (0.209 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 56 PROSPECT ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | MARBLEHEAD |
| Legal Block | 37 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 3, 2025 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Jul 17, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Dec 19, 1989 · Amount on Record |
| Deed Document Number | 20252160 |
| Deed Book / Page | 42835 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 56 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042645-126 |
|---|---|
| Date | Apr 3, 2025 |
| Book Page | 42645/126 |
| Instrument | 20250403000330 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 17, 2025 |
| Property Address | 56 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Document Number | 042835-326 |
| Book / Page | 42835 / 326 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 20250717002160 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 56 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Document Number | 20250717002170 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 20250717002170 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2065 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,104.00 (-4.81%) | $785,000 (-5.75%) Land $581,900 Building $203,100 | $782,515 |
| 2024 | $7,463.00 (+13.97%) | $832,900 (+27.2%) Land $633,600 Building $199,300 | |
| 2023 | $6,548.00 | $654,800 Land $491,400 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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