51 Oak Ln, Springfield, IL 62712 Property Records

Sangamon County property record for 51 Oak Ln, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$10,383 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-03.0-401-013`

Property Details

APN / Parcel Number

Primary APN	`29-03.0-401-013`
Alternative APN	`29030401013 (CHECK DIGIT = 2)`

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	29030401013
Street Address	51 OAK LN
City	SPRINGFIELD
State	IL
Zip	62712-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE TR. B-14 SEC. 3 SPFLD. LAKE LANDS
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4032
Census Tract	3100

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	51 OAK LN, SPRINGFIELD, IL 62712-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jan 13, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 3, 2011
Deed Sale	Jan 3, 2011
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	51 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14652
Date	Jun 18, 2020
Instrument	2020R14652

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	51 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R17888
Date	Jul 17, 2017
Instrument	2017R17888

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2022

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	51 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R01044
Date	Jan 13, 2017
Instrument	2017R01044

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	51 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R32788
Date	Nov 16, 2020
Instrument	2020R32788

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 15, 2023

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	51 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R14652
Date	Jun 18, 2020
Instrument	2020R14652

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,383.00 (+23.31%)	$150,269 (+37.1%) Land $62,459 Building $87,810	$450,807 (+37.1%) Land $187,377 Building $263,430
2022	$8,420.00	$109,606 Land $50,474 Building $59,132	$328,818 Land $151,422 Building $177,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Rise Broadband.

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