49 Oak Ln, Springfield, IL 62712 Property Records

Sangamon County property record for 49 Oak Ln, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Tax Bill	$13,623 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-03.0-401-012`

Property Details

APN / Parcel Number

Primary APN	`29-03.0-401-012`
Alternative APN	`29030401012 (CHECK DIGIT = 4)`

Exterior

Lot Area	49,223 sqft (1.13 acres)

Location & Zoning

Account Number	29030401012
Street Address	49 OAK LN
City	SPRINGFIELD
State	IL
Zip	62712-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE TR. B-13 SEC. 3 SPFLD. LAKE LANDS
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4032
Census Tract	3100

Owner

Source: Sangamon County records · APN 29-03.0-401-012

Assessment roll updated June 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 OAK LN, SPRINGFIELD, IL 62712-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2008
Deed Sale	Jun 18, 2008
Prior Sale	Dec 05, 2007
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	49 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R12631
Date	Jun 26, 2019
Instrument	2019R12631

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,623.00 (+11.87%)	$208,153 (+23.75%) Land $80,658 Building $127,495	$624,459 (+23.75%) Land $241,974 Building $382,485
2022	$12,177.00 Homeowner's exemption Senior Citizen's exemption	$168,209 Land $65,180 Building $103,029	$504,627 Land $195,540 Building $309,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AMG Technology Investment Group, JAB Wireless.

Based on FCC filings for 23 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD serves 117,444 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.