45 Oak Ln, Springfield, IL 62712 Property Records

Sangamon County property record for 45 Oak Ln, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2011)
Tax Bill	$8,634 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-03.0-401-011`

Property Details

APN / Parcel Number

Primary APN	`29-03.0-401-011`
Alternative APN	`29030401011 (CHECK DIGIT = 6)`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	29030401011
Street Address	45 OAK LN
City	SPRINGFIELD
State	IL
Zip	62712-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE TR. B-12 SEC. 3 SPFLD. LAKE LANDS
Legal Subdivision	LAKE LANDS SEC 03
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	4
Census Block	4036
Census Tract	3100

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 OAK LN, SPRINGFIELD, IL 62712-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Aug 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2011 · Amount on Record
Deed Sale	Nov 4, 2011 · Amount on Record
Prior Sale	Aug 7, 2008
Last Transfer Date	Aug 17, 2017
Transfer Doc	2017R21471
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	45 OAK LN, SPRINGFIELD, IL 62712-8611
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R13183
Date	Jun 16, 2022
Instrument	2022R13183

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 27, 2042

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Aug 21, 2017
Property Address	45 OAK LN, SPRINGFIELD, IL 62712-8611
Document Number	2017R21471
Map Reference	DOC 2008R27810
Instrument Date	Aug 17, 2017
Instrument	2017R21471
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK LN, SPRINGFIELD, IL 62712-8611

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,634.00 (+1.78%) Homeowner's exemption	$130,961 (+7.22%) Land $74,285 Building $56,676	$392,883 (+7.22%) Land $222,855 Building $170,028
2024	$8,483.00 (+9.71%)	$122,143 (+15.41%) Land $69,283 Building $52,860	$366,429 (+15.41%) Land $207,849 Building $158,580
2022	$7,732.00 Homeowner's exemption	$105,831 Land $60,030 Building $45,801	$317,493 Land $180,090 Building $137,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Rise Broadband.

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