Monmouth County and Middletown Township property record for 51 Normandy Ct, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,896 sqft · built 1959 |
| Lot Size | 0.611 acres (26,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $999,999 (Oct 2025) |
| Tax Bill | $17,596 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00901-0000-00025 |
| Primary APN | 32-00901-0000-00025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,896 sqft Living Area |
| 1st Floor Area | 2,896 sqft |
| Upper Floors Area | 1,126 sqft |
| Basement Area | 849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 26,600 sqft (0.611 acres) |
| Lot Dimensions | 190 ft deep x 140 ft wide |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 555 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 1189 |
|---|---|
| Street Address | 51 NORMANDY CT |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | ADDITIONAL LOTS T/A: EXPIRES 12/11 |
| Legal Subdivision | NORMANDY FARMS SEC 02 |
| Legal Block | 901 |
| Legal Lot Number | 25 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 801200 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 1, 2025 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Nov 19, 2019 | Grant Deed, Transfer · FHA Mortgage FAMILY FIRST FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 202578330 |
| Deed Book / Page | 9758 / 8134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 51 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096238848 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 9623/8848 |
| Instrument | 2022111101 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 10, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 1, 2025 |
| Property Address | 51 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 0097588134 |
| Book / Page | 9758 / 8134 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025078330 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 OCEAN AVE UNIT 1, 1, SEA BRIGHT, NJ 07760-2184 |
| Name | Verified Name |
|---|---|
| Address | 51 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 2025078331 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025078331 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 19, 2019 |
| Property Address | 51 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 0000109154 |
| Book / Page | 009380 / 001237 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 109154 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | SIGNATURE CLOSING SERVICES LLC, SIGNATURE CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 NORMANDY CT MIDDLETOWN NJ 077483252, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 109155 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 009380/001252 |
| Instrument | 109155 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,046,700 (-3.99%) Land $618,400 Building $428,300 | $1,046,700 (-3.99%) Land $618,400 Building $428,300 | |
| 2025 | $17,596.00 (+4.29%) | $1,090,200 (+15.15%) Land $593,700 Building $496,500 | $1,090,200 (+15.15%) Land $593,700 Building $496,500 |
| 2024 | $16,872.00 (+13.59%) | ||
| 2023 | $946,800 Land $479,600 Building $467,200 | $946,800 Land $479,600 Building $467,200 | |
| 2022 | $14,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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