Monmouth County and Middletown Township property record for 38 Normandy Ct, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1959 |
| Lot Size | 0.597 acres (26,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Nov 2023) |
| Tax Bill | $12,973 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00901-0000-00016 |
| Primary APN | 32-00901-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 26,001 sqft (0.597 acres) |
| Lot Dimensions | 200 ft deep x 130 ft wide |
| Garage Area | 168 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 1,081 sqft |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1663 |
|---|---|
| Street Address | 38 NORMANDY CT |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Subdivision | NORMANDY FARMS SEC 02 |
| Legal Block | 901 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 801200 |
Source: Monmouth County and Middletown Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 NORMANDY CT, MIDDLETOWN, NJ 07748-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Dec 5, 2023 | Redemption Deed, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Nov 21, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 202381664 |
| Deed Book / Page | 9668 / 5648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 38 NORMANDY CT, MIDDLETOWN, NJ 07748-3221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | BREAK WATER TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 38 NORMANDY CT, MIDDLETOWN, NJ 07748-3221 |
| Document Number | 0097703517 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 9770/3517 |
| Instrument | 2025099757 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 5, 2023 |
| Property Address | 38 NORMANDY CT, MIDDLETOWN, NJ 07748-3221 |
| Document Number | 0096698929 |
| Book / Page | 9669 / 8929 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023084329 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 21, 2023 |
| Property Address | 38 NORMANDY CT, MIDDLETOWN, NJ 07748-3221 |
| Document Number | 0096685648 |
| Book / Page | 9668 / 5648 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023081664 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 HIGH ST, BURLINGTON, NJ 08016-4411 |
| Name | Verified Name |
|---|---|
| Address | 38 NORMANDY CT, MIDDLETOWN, NJ 07748-3221 |
| Document Number | 2023081665 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023081665 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884,300 (+10.01%) Land $685,000 Building $199,300 | $884,300 (+10.01%) Land $685,000 Building $199,300 | |
| 2025 | $12,973.00 (+21.63%) | $803,800 (+55.59%) Land $592,800 Building $211,000 | $803,800 (+55.59%) Land $592,800 Building $211,000 |
| 2024 | $10,666.00 (+17.87%) | ||
| 2023 | $516,600 (+7.49%) Land $314,300 Building $202,300 | $516,600 (+7.49%) Land $314,300 Building $202,300 | |
| 2022 | $9,049.00 (-5.28%) | $480,600 Land $288,000 Building $192,600 | $480,600 Land $288,000 Building $192,600 |
| 2021 | $9,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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