Monmouth County and Middletown Township property record for 45 Normandy Ct, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,265 sqft · built 1959 |
| Lot Size | 0.671 acres (29,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Oct 2025) |
| Tax Bill | $14,523 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00901-0000-00026 |
| Primary APN | 32-00901-0000-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 2,265 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 29,240 sqft (0.671 acres) |
| Lot Dimensions | 215 ft deep x 136 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 363 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 44 |
|---|---|
| Street Address | 45 NORMANDY CT |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Subdivision | NORMANDY FARMS SEC 2 |
| Legal Block | 901 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 801200 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed, Transfer · Conventional Mortgage ATLANTIS MORTGAGE CO INC |
| Sep 21, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Document Number | 202578443 |
| Deed Book / Page | 9758 / 8849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 1, 2025 |
| Property Address | 45 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 0097588849 |
| Book / Page | 9758 / 8849 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025078443 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TRI-STAR TITLE AND ABSTRACT, TRITON TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Name | Verified Name |
|---|---|
| Address | 45 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 2025078444 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025078444 |
| Name | ATLANTIS MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 21, 2021 |
| Property Address | 45 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 0095449948 |
| Book / Page | 9544 / 9948 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021141348 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,829.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 MASON DR, 24, HAZLET, NJ 07730-2036 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 NORMANDY CT, MIDDLETOWN, NJ 07748-3252 |
| Document Number | 2021141349 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021141349 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890,300 (-1.06%) Land $594,200 Building $296,100 | $890,300 (-1.06%) Land $594,200 Building $296,100 | |
| 2025 | $14,523.00 (+4.93%) | $899,800 (+15.03%) Land $570,600 Building $329,200 | $899,800 (+15.03%) Land $570,600 Building $329,200 |
| 2024 | $13,841.00 (+15.47%) | ||
| 2023 | $782,200 Land $461,700 Building $320,500 | $782,200 Land $461,700 Building $320,500 | |
| 2022 | $11,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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