McHenry County property record for 51 N Ayer St, Harvard, IL 60033
| Property Type | Commercial |
|---|---|
| Lot Size | 0.063 acres (2,741 sqft) |
| Owner | Company Name on File |
| Last Sale | $149,000 (Oct 2008) |
| Tax Bill | $4,377 (2024) |
| Deeds & Mortgages | Apr 2022 Transfer Dec 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-411-003 |
| Primary APN | 01-35-411-003 |
|---|
| Lot Area | 2,741 sqft (0.063 acres) |
|---|
| Street Address | 51 N AYER ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2859 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DOC 2022R0013322 & 2008R0056287 LT 4 BLK 5 ORIG PLAT CITY OF HARVARD MEMO: AGUILAR, FAMILY TR/MARQUEZ, MARIBEL |
| Legal Subdivision | ORIG PLAT CITY OF HARVARD |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 870302 |
51 N Ayer St, a commercial property, is owned by a company that acquired it in April 2022.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1416 9TH ST, HARVARD, IL 60033-3686 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2008 · Amount on File |
| Deed Sale | Oct 31, 2008 · Amount on File |
| Prior Sale | Sep 2, 2004 · Amount on File |
| Deed Document Number | 200856287 |
| Last Transfer Date | Apr 8, 2022 |
| Transfer Doc | 0000013322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 12, 2022 |
| Property Address | 51 N AYER ST, HARVARD, IL 60033-2859 |
| Document Number | 0000013322 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022R0013322 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1416 9TH ST, HARVARD, IL 60033-3686 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 51 N AYER ST, HARVARD, IL 60033-2859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041115 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2019R0041115 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | DEKALB, IL 60115 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,377.00 | $48,830 Land $7,633 Building $41,197 | $146,490 Land $22,899 Building $123,591 |
| 2022 | $42,886 Land $6,900 Building $35,986 | $128,658 Land $20,700 Building $107,958 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 N Ayer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 N Ayer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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