47 N Ayer St, Harvard, IL 60033 Property Records

McHenry County property record for 47 N Ayer St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.063 acres (2,742 sqft)
Owner	Individual Name on Record
Tax Bill	$4,327 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-411-005`

Property Details

APN / Parcel Number

Primary APN	`01-35-411-005`

Exterior

Lot Area	2,742 sqft (0.063 acres)

Location & Zoning

Street Address	47 N AYER ST
City	HARVARD
State	IL
Zip	60033-2859
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2020R0001565 (RE-RECORD) LT 6 BLK 5 ORIG PLAT CITY OF HARVARD
Legal Subdivision	ORIG PLAT CITY OF HARVARD
Legal Block	5
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3001
Census Tract	870302

Owner

Source: McHenry County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 N AYER ST, HARVARD, IL 60033-2859
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage CITY OF HARVARD
Jan 13, 2020	Intrafamily Transfer, Transfer
Dec 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 1998
Deed Sale	May 22, 1998
Deed Document Number	199831792
Last Transfer Date	Jan 13, 2020
Transfer Doc	0000001565
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	47 N AYER ST, HARVARD, IL 60033-2859
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006117
Date	Mar 9, 2026
Instrument	2026R0006117

Lender

Name	CITY OF HARVARD
Type	Government Agency
Address	HARVARD, IL 60033

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2031

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 13, 2020
Property Address	47 N AYER ST, HARVARD, IL 60033-2859
Document Number	0000001565
Map Reference	MB 17 PG 64
Instrument Date	Jan 13, 2020
Instrument	2020R0001565
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 N AYER ST, HARVARD, IL 60033-2859

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 16, 2019
Property Address	47 N AYER ST, HARVARD, IL 60033-2859
Document Number	0000043098
Instrument Date	Dec 16, 2019
Instrument	43098
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 N AYER ST HARVARD IL 600332859, HARVARD, IL 60033-2859

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,327.00 (+33.38%)	$48,265 (+48.52%) Land $7,633 Building $40,632	$144,795 (+48.52%) Land $22,899 Building $121,896
2022	$3,244.00	$32,497 Land $6,900 Building $25,597	$97,491 Land $20,700 Building $76,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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