55 N Ayer St, Harvard, IL 60033 Property Records

McHenry County property record for 55 N Ayer St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.126 acres (5,467 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Nov 2022)
Tax Bill	$9,505 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-35-411-001`

Property Details

APN / Parcel Number

Primary APN	`01-35-411-001`

Exterior

Lot Area	5,467 sqft (0.126 acres)

Location & Zoning

Street Address	55 N AYER ST
City	HARVARD
State	IL
Zip	60033-2838
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2022R0037139 LTS 1 & 2 BLK 5 ORIG PLAT CITY OF HARVARD
Legal Subdivision	ORIG PLAT CITY OF HARVARD
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3001
Census Tract	870302

Owner

Source: McHenry County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 N AYER ST, HARVARD, IL 60033-2838
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage CITY/HARVARD
Oct 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	202237139
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	55 N AYER ST, HARVARD, IL 60033-2838
Document Number	0000037196
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 N AYER ST HARVARD IL 600332838, HARVARD, IL 60033-2838

Mortgage

Document Number	0000037196
Date	Nov 1, 2019
Instrument	37196

Lender

Name	CITY/HARVARD
Address	PO BOX 310, HARVARD, IL 60033-0310

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2024

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 22, 2019
Property Address	55 N AYER ST, HARVARD, IL 60033-2838
Document Number	0000035584
Instrument Date	Aug 8, 2019
Instrument	35584
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21301 CARDINAL CT HARVARD IL 600338908, HARVARD, IL 60033-8908

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,505.00	$106,032 (+14.26%) Land $15,264 Building $90,768	$318,096 (+14.26%) Land $45,792 Building $272,304
2022		$92,797 Land $13,799 Building $78,998	$278,391 Land $41,397 Building $236,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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