51 Momento, Irvine, CA 92603 Property Records

Orange County property record for 51 Momento, Irvine, CA 92603 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,225 sqft · built 2004
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Jan 2021)
Tax Bill	$31,150 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-095-25`

Property Details

APN / Parcel Number

Primary APN	`481-095-25`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,225 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,672 sqft (0.245 acres)
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 MOMENTO
City	IRVINE
State	CA
Zip	92603-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16177 BLK LOT 25
Legal Subdivision	TRACT NO 16177
Legal Tract	16177
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	62654

Owner

Source: Orange County records · APN 481-095-25

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 MOMENTO, IRVINE, CA 92603-4239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit NEWPORT CAPITAL FUNDING
Sep 29, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jan 29, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCIAL PARTNERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	May 04, 2009
Deed Document Number	202167227
Prior Transfer Date	Mar 05, 2015
Prior Transfer Doc	0000131328
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 20, 2026
Property Address	51 MOMENTO, IRVINE, CA 92603-4239
Document Number	0000112601
Instrument Date	Apr 15, 2026
Instrument	2026112601
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	51 MOMENTO, IRVINE, CA 92603-4239

Mortgage

Document Number	0000112601,
Date	Apr 20, 2026
Instrument	2026112601

Lender

Name	NEWPORT CAPITAL FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6.22%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	51 MOMENTO, IRVINE, CA 92603-4239
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416684
Date	Sep 29, 2017
Instrument	2017000416684

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 29, 2021
Property Address	51 MOMENTO, IRVINE, CA 92603-4239
Document Number	0000067227
Map Reference	MB 851 PG 1-10
Instrument Date	Jan 11, 2021
Instrument	2021000067227
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 MOMENTO, IRVINE, CA 92603-4239

Mortgage

Document Number	0000067228
Date	Jan 29, 2021
Instrument	2021000067228

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$31,150.00 (-7.74%)	$2,868,445 (+4.04%) Land $1,956,702 Building $911,743
2024	$33,763.00 (+2.16%)
2023	$33,050.00 (+1.77%)	$2,757,060 Land $1,880,720 Building $876,340
2022	$32,476.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590626543, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	About 1 in 380 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	2,000 / 1,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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