51 Harvard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 51 Harvard Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,162 sqft · built 1946
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$616,000 (Oct 2018)
Tax Bill	$12,983 (2026)
Deeds & Mortgages	Jun 2020 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9 077-2A`

Property Details

APN / Parcel Number

Primary APN	`R-9 077-2A`
Alternative APNs	`STOW M:000R-9 P:077-2A` `M:000R=9 P:077 =2A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,162 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,080 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-9 077-2A
Street Address	51 HARVARD RD
City	STOW
State	MA
Zip	01775-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 HARVARD RD, STOW, MA 01775-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 22, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	Apr 15, 2003 · Amount on Record
Deed Book / Page	71773 / 429
Transfer Doc	071773-429
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	51 HARVARD RD, STOW, MA 01775-1017
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74853-73
Date	Jun 10, 2020
Book Page	74853/73
Instrument	89386

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Oct 22, 2018
Property Address	51 HARVARD RD, STOW, MA 01775-1017
Document Number	71773-429
Book / Page	071773 / 000429
Instrument Date	Oct 18, 2018
Instrument	161785
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,808.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HARVARD RD STOW MA 017751017, STOW, MA 01775-1017

Mortgage

Document Number	71773-433
Date	Oct 22, 2018
Book Page	071773/000433
Instrument	161786

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,983.00 (-0.12%)	$726,500 (-2.64%) Land $367,500 Building $359,000	$789,099 (-4.69%)
2025	$12,999.00 (+4.38%)	$746,200 (+1.69%) Land $350,000 Building $396,200	$827,925
2024	$12,453.00 (+3.78%)	$733,800 (+10.86%) Land $337,600 Building $396,200
2023	$12,000.00	$661,900 Land $322,200 Building $339,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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