Middlesex County and Stow Town property record for 23 Harvard Rd, Stow, MA 01775 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1993 |
| Square Footage | 2,008 sqft Living Area |
| Lot Size | 40,293 sqft (0.925 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $10,346.00 (2025) |
Source: Middlesex County and Stow Town records · APN R-9 000082
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 23 HARVARD RD, STOW, MA 01775-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 22, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 085040-158 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Dec 22, 2025 |
| Property Address | 23 HARVARD RD, STOW, MA 01775-1017 |
| Document Number | 085040-158 |
| Book / Page | 85040 / 158 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 157345 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 HARVARD RD, STOW, MA 01775-1017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 23 HARVARD RD, STOW, MA 01775-1017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0081874-21 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 81874/21 |
| Instrument | 89535 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,346.00 (-7.24%) | $593,900 (-9.63%) Land $319,900 Building $274,000 | $716,300 |
| 2024 | $11,153.00 (+10.28%) | $657,200 (+17.82%) Land $308,500 Building $348,700 | |
| 2023 | $10,113.00 | $557,800 Land $294,500 Building $263,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R-9 000082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 5,400 sqft Gross Area |
| 1st Floor | 2,008 sqft 1st Floor |
| Basement Area | 2,008 sqft Basement |
| Unfinished Basement | 2,008 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,293 sqft (0.925 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | R-9 000082 |
|---|---|
| Street Address | 23 HARVARD RD |
| City | STOW |
| State | MA |
| Zip | 01775-1017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | STOW MA |
| Minor Civil Division | STOW |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 323102 |
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