56 Harvard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 56 Harvard Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1971
Lot Size	4.54 acres (197,762 sqft)
Owner	Individual Name on File
Last Sale	$748,000 (Nov 2023)
Tax Bill	$11,779 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-9 000013`

Property Details

APN / Parcel Number

Primary APN	`R-9 000013`
Alternative APNs	`STOW M:000R-9 P:013` `M:000R=9 P:013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,657 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	1,162 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	197,762 sqft (4.54 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-9 000013
Street Address	56 HARVARD RD
City	STOW
State	MA
Zip	01775-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3022
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-9 000013

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56 HARVARD RD, STOW, MA 01775-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage JET MORTGAGE
May 05, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
Nov 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Deed Book / Page	82226 / 134
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	56 HARVARD RD, STOW, MA 01775-1027
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085156-13
Date	Jan 23, 2026
Book Page	85156/13
Instrument	8570

Lender

Name	JET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	56 HARVARD RD, STOW, MA 01775-1027
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084048-480
Date	May 05, 2025
Book Page	84048/480
Instrument	47789

Lender

Name	HOME MORTGAGE ALLIANCE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Nov 17, 2023
Property Address	56 HARVARD RD, STOW, MA 01775-1027
Document Number	082226-134
Book / Page	82226 / 134
Instrument Date	Nov 17, 2023
Instrument	132433
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 HARVARD RD, STOW, MA 01775-1027

Mortgage

Document Number	0000132434
Date	Nov 17, 2023
Instrument	132434

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,779.00 (+3.93%)	$676,200 (+1.24%) Land $446,300 Building $229,900	$695,115
2024	$11,334.00 (-8.06%)	$667,900 (-1.76%) Land $450,900 Building $217,000
2023	$12,327.00	$679,900 Land $435,500 Building $244,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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