Worcester County and Gardner City property record for 51 Grant St, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,237 sqft · built 1935 |
| Lot Size | 0.141 acres (6,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Jul 2004) |
| Tax Bill | $4,369 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:Q-22 B:0024 L:0030 |
| Primary APN | M:Q-22 B:0024 L:0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,237 sqft Living Area |
| Gross Area | 3,960 sqft |
| Basement Area | 430 sqft |
| Unfinished Basement | 430 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,161 sqft (0.141 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 51 GRANT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3074 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | G3 |
| Legal Block | 12 |
| Legal Lot Number | 30 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 707200 |
51 Grant St, a duplex, is owned and occupied by an individual who bought it in July 2004.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 GRANT ST, GARDNER, MA 01440-3074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2004 · Amount on File |
| Deed Sale | Jul 15, 2004 · Amount on File |
| Prior Sale | Dec 29, 1992 · Amount on File |
| Deed Document Number | 2004128561 |
| Deed Book / Page | 34133 / 329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 51 GRANT ST, GARDNER, MA 01440-3074 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073215-163 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 73215/163 |
| Instrument | 12828 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2041 |
The 2026 property tax bill for 51 Grant St was $4,369, up 11,102.6% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,369.00 (+11,102.56%) | $317,300 (+15.42%) Land $69,300 Building $248,000 | $370,607 |
| 2025 | $39.00 (-98.98%) | $274,900 (+7.42%) Land $63,000 Building $211,900 | |
| 2024 | $3,836.00 (+2.38%) | $255,900 (+10.16%) Land $57,300 Building $198,600 | |
| 2023 | $3,747.00 | $232,300 Land $56,400 Building $175,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Grant St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 51 Grant St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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