55 Grant St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 55 Grant St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,067 sqft · built 1900
Lot Size	0.141 acres (6,157 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 1999)
Tax Bill	$55 (2025)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:Q-22 B:0023 L:0029`

Property Details

APN / Parcel Number

Primary APN	`M:Q-22 B:0023 L:0029`
Alternative APN	`GARD M:R22 B:12 L:29`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,067 sqft Living Area
Gross Area	5,554 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,157 sqft (0.141 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	55 GRANT ST
City	GARDNER
State	MA
Zip	01440-3073
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	12
Legal Lot Number	29
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1004
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 RAGGED HILL RD, HUBBARDSTON, MA 01452-1622
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 1999 · Amount on Record
Deed Sale	May 14, 1999 · Amount on Record
Prior Sale	Sep 25, 1998 · Amount on Record
Deed Book / Page	21384 / 229
Last Transfer Date	Jul 20, 2021
Transfer Doc	065650-326
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 20, 2021
Property Address	55 GRANT ST, GARDNER, MA 01440-3073
Document Number	065650-326
Book / Page	65650 / 326
Instrument Date	Jul 20, 2021
Instrument	100776
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 RAGGED HILL RD, HUBBARDSTON, MA 01452-1622

Mortgage

Document Number	0000100777
Date	Jul 20, 2021
Instrument	100777

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$55.00 (-98.77%)	$386,800 (+29.49%) Land $63,000 Building $323,800
2024	$4,478.00 (+3.63%)	$298,700 (+11.5%) Land $57,300 Building $241,400
2023	$4,321.00	$267,900 Land $56,400 Building $211,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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