25 Grant St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 25 Grant St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,828 sqft · built 1900
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2022)
Tax Bill	$5,575 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:Q-22 B:0028 L:0034`

Property Details

APN / Parcel Number

Primary APN	`M:Q-22 B:0028 L:0034`
Alternative APN	`GARD M:R22 B:12 L:34`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,828 sqft Living Area
Gross Area	5,386 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 GRANT ST
City	GARDNER
State	MA
Zip	01440-2786
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R1
Legal Block	12
Legal Lot Number	34
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1004
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 VERMONT AVE, BROCKTON, MA 02302-2167
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage TOTAL MORTGAGE SERVICES LLC
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance OAKTREE FUNDING CORP
Dec 27, 2022	Quit Claim Deed, Subdivision Related Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Mar 9, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Feb 7, 2005 · Amount on Record
Deed Book / Page	67238 / 273
Last Transfer Date	Dec 21, 2022
Transfer Doc	068651-119
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	25 GRANT ST, GARDNER, MA 01440-2786
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073296-312
Date	Mar 11, 2026
Book Page	73296/312
Instrument	18375

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	25 GRANT ST, GARDNER, MA 01440-2786
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069789-225
Date	Oct 23, 2023
Book Page	69789/225
Instrument	88083

Lender

Name	OAKTREE FUNDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2022: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 27, 2022
Property Address	25 GRANT ST, GARDNER, MA 01440-2786
Document Number	068651-119
Book / Page	68651 / 119
Instrument Date	Dec 21, 2022
Instrument	135553
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 VERMONT AVE, BROCKTON, MA 02302-2167

Mortgage

Document Number	0000135554
Date	Dec 27, 2022
Instrument	135554

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 9, 2022
Property Address	25 GRANT ST, GARDNER, MA 01440-2786
Document Number	067238-273
Book / Page	67238 / 273
Instrument Date	Mar 7, 2022
Instrument	26814
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CARTER ST, BROCKTON, MA 02302-2307

Mortgage

Document Number	0000026815
Date	Mar 9, 2022
Instrument	26815

Lender

Name	CROWD LENDING CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,575.00 (+10,418.87%)	$404,900 (+8.58%) Land $72,900 Building $332,000
2025	$53.00 (-98.78%)	$372,900 (+28.23%) Land $66,300 Building $306,600
2024	$4,359.00 (+1.68%)	$290,800 (+9.41%) Land $60,200 Building $230,600
2023	$4,287.00	$265,800 Land $59,300 Building $206,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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