Middlesex County and Lowell City property record for 51 Fruit St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,142 sqft · built 1961 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Oct 2026) |
| Tax Bill | $4,929 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L07050 |
| Primary APN | L07050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 548 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | L07050 |
|---|---|
| Street Address | 51 FRUIT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 2485 |
| Legal Lot Number | 51 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 312200 |
51 Fruit St is owned and occupied by an individual who bought it in October 2026.
Source: Middlesex County and Lowell City records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 FRUIT ST, LOWELL, MA 01852-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Quit Claim Deed, Transfer · ARM ROCKLAND TRUST COMPANY |
| Apr 15, 2022 | Deed of Trust, Mortgage · ARM LOWELL FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on File |
| Deed Sale | Oct 1, 2026 · Amount on File |
| Deed Document Number | 202632756 |
| Deed Book / Page | 40389 / 289 |
| Prior Transfer Date | Sep 26, 2026 |
| Prior Transfer Doc | 0000032756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 1, 2026 |
| Property Address | 51 FRUIT ST, LOWELL, MA 01852-5107 |
| Document Number | 0000032756 |
| Book / Page | 40389 / 289 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 202632756 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 FRUIT ST, LOWELL, MA 01852-5107 |
| Date | Oct 1, 2026 |
|---|
| Name | ROCKLAND TRUST COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 51 FRUIT ST, LOWELL, MA 01852-5107 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00036984-1 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 36984/1 |
| Instrument | 16462 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2027 |
| Index | 1-Year CMT |
| Margin | 3 |
The 2026 property tax bill for 51 Fruit St was $4,929, up 3.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,929.00 (+3.53%) | $434,300 (+4.73%) Land $177,200 Building $257,100 | $435,740 (-9.46%) |
| 2025 | $4,761.00 (+5.89%) | $414,700 (+9.85%) Land $160,800 Building $253,900 | $481,270 (+0.44%) |
| 2024 | $4,496.00 (+4.9%) | $377,500 (+9.39%) Land $150,300 Building $227,200 | $479,180 |
| 2023 | $4,286.00 | $345,100 Land $130,700 Building $214,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Fruit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 51 Fruit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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