Middlesex County and Lowell City property record for 36 Fruit St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Apr 2004) |
| Tax Bill | $4,273 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C14320 |
| Primary APN | C14320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 724 sqft |
| Basement Area | 724 sqft |
| Unfinished Basement | 724 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C14320 |
|---|---|
| Street Address | 36 FRUIT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 2485 |
| Legal Lot Number | 36 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 312200 |
Source: Middlesex County and Lowell City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 FRUIT ST, LOWELL, MA 01852-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC |
| Oct 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on Record |
| Deed Sale | Apr 30, 2004 · Amount on Record |
| Prior Sale | Oct 30, 1998 · Amount on Record |
| Deed Document Number | 200431939 |
| Deed Book / Page | 17238 / 292 |
| Transfer Doc | 1629000296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 36 FRUIT ST, LOWELL, MA 01852-5108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039538-94 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 39538/94 |
| Instrument | 30086 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 36 FRUIT ST, LOWELL, MA 01852-5108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34743-93 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 34743/93 |
| Instrument | 50106 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 36 FRUIT ST, LOWELL, MA 01852-5108 |
| Document Number | 32517-176 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 36 FRUIT ST LOWELL MA 018525108, LOWELL, MA 01852-5108 |
| Document Number | 32517-176 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 032517/000176 |
| Instrument | 47091 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 36 FRUIT ST, LOWELL, MA 01852-5108 |
| Document Number | 31742-18 |
| Book / Page | 031742 / 000018 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31742-18 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 031742/000018 |
| Instrument | 57107 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,273.00 (+2.99%) | $372,200 (+6.83%) Land $168,800 Building $203,400 | $918,840 (+51.6%) |
| 2024 | $4,149.00 (+6.82%) | $348,400 (+11.42%) Land $157,700 Building $190,700 | $606,100 |
| 2023 | $3,884.00 | $312,700 Land $137,200 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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