48 Fruit St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 48 Fruit St, Lowell, MA 01852 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1890
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2025)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W04100`

Property Details

APN / Parcel Number

Primary APN	`W04100`
Alternative APNs	`LOWE M:168 B:2485 L:48` `M:000168 T:W04100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	2,667 sqft
1st Floor Area	926 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	W04100
Street Address	48 FRUIT ST
City	LOWELL
State	MA
Zip	01852-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHYLLIS CAVALLARO
Legal Block	2485
Legal Lot Number	48
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4011
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records · APN W04100

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 FRUIT ST, LOWELL, MA 01852-5108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 11, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BELVIDERE CAPITAL LLC
Sep 13, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Oct 11, 2024 · Amount on Record
Deed Document Number	202527246
Deed Book / Page	39487 / 30
Prior Transfer Date	Sep 06, 2022
Prior Transfer Doc	037371-256
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 29, 2025
Property Address	48 FRUIT ST, LOWELL, MA 01852-5108
Document Number	0039487-30
Book / Page	39487 / 30
Instrument Date	Aug 29, 2025
Instrument	27246
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 FRUIT ST, LOWELL, MA 01852-5108

Mortgage

Document Number	0000027247
Date	Aug 29, 2025
Instrument	27247

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 11, 2024
Property Address	48 FRUIT ST, LOWELL, MA 01852-5108
Document Number	038814-223
Book / Page	38814 / 223
Instrument Date	Oct 07, 2024
Instrument	31456
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 DUTTON ST # STE21, STE21, LOWELL, MA 01854-4289

Mortgage

Document Number	0000031457
Date	Oct 11, 2024
Instrument	31457

Lender

Name	BELVIDERE CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 13, 2022
Property Address	48 FRUIT ST, LOWELL, MA 01852-5108
Document Number	037371-256
Book / Page	37371 / 256
Instrument Date	Sep 06, 2022
Instrument	38569
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 FRUIT ST, LOWELL, MA 01852-5108

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,676.00 (+2.61%)	$407,300 (+6.46%) Land $162,800 Building $244,500	$637,925 (+28.17%)
2024	$4,557.00 (+6.55%)	$382,600 (+11.09%) Land $152,100 Building $230,500	$497,705
2023	$4,277.00	$344,400 Land $132,300 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173122004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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