51 Emerald Haven Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 51 Emerald Haven Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,800 sqft · built 1994
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Feb 2020)
Tax Bill	$10,204 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42292-000-0040`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42292-000-0040`
Alternative APNs	`30-221-42292-000-0040` `1067285`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	2,800 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Brick Driveway

Exterior Amenities

Pool Area	299 sqft
Porch	Finished/Open Porch
Porch Area	160 sqft
Deck Area	400 sqft
Patio Area	390 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 EMERALD HAVEN DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 4 EMERALD HAVEN S/D PB 10-50 OR 2930-706 OR 3132-2634 OR 3210-3581
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD HAVEN
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2009
Census Tract	950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E SILVA ST, LONG BEACH, CA 90805-6837
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	20204397
Deed Book / Page	3132 / 2634
Last Transfer Date	Aug 3, 2021
Transfer Doc	0032103581
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Aug 6, 2021
Property Address	51 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856
Document Number	0032103581
Book / Page	3210 / 3581
Map Reference	MB 10 PG 50
Instrument Date	Aug 3, 2021
Instrument	20210039607
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 E SILVA ST, LONG BEACH, CA 90805-6837

Mortgage

Document Number	0032103582
Date	Aug 6, 2021
Instrument	3210/3582

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 7, 2020
Property Address	51 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856
Document Number	0031322634
Book / Page	3132 / 2634
Map Reference	MB 10 PG 50
Instrument Date	Feb 5, 2020
Instrument	20200004397
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 937, KIMBERLING CITY, MO 65686-0937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18819 HAAS AVE, TORRANCE, CA 90504-6106

Mortgage

Document Number	0031322636
Date	Feb 7, 2020
Instrument	3132/2636

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,204.00 (+2.05%)	$1,341,417 (+2.24%) Land $204,032 Building $1,137,385	$1,341,417 (+2.24%) Land $204,032 Building $1,137,385
2024	$9,999.00 (+7.11%)
2023	$9,335.00 (-14.78%)	$1,312,083 (+11%) Land $125,512 Building $1,186,571	$1,312,083 (+11%) Land $125,512 Building $1,186,571
2022	$10,954.00	$1,182,024 Land $139,318 Building $1,042,706	$1,182,024 Land $139,318 Building $1,042,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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