13 Emerald Haven Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 13 Emerald Haven Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,760 sqft · built 2011
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Jan 2010)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42292-000-0010`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42292-000-0010`
Alternative APNs	`30-221-42292-000-0010` `1067282`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,760 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	2,760 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	71 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	600 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	268 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13 EMERALD HAVEN DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EMERALD HAVEN S/D PB 10-50 OR 2615-3307 OR 2824-4981 OR 2833-3479 OR 3314-2324
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD HAVEN
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2010 · Amount on Record
Deed Sale	Jan 15, 2010 · Amount on Record
Prior Sale	Sep 2, 2009
Deed Document Number	20101105146
Deed Book / Page	2833 / 3479
Last Transfer Date	Jan 31, 2024
Transfer Doc	0033142324
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 1, 2024
Property Address	13 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856
Document Number	0033142324
Book / Page	3314 / 2324
Map Reference	MB 10 PG 50
Instrument Date	Jan 31, 2024
Instrument	20240003576
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	13 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	13 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856

Mortgage

Document Number	0031751198
Date	Dec 28, 2020
Book Page	3175/1198
Instrument	20200053384

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (+2.06%)	$644,245 (-50.27%)	$1,294,823 (-0.06%) Land $132,912 Building $1,161,911
2024	$5,189.00 (+3.88%)
2023	$4,995.00 (+1.26%) Homeowner's exemption	$1,295,600 (+9.35%) Land $109,141 Building $1,186,459	$1,295,600 (+9.35%) Land $109,141 Building $1,186,459
2022	$4,933.00 Homeowner's exemption	$1,184,861 Land $121,147 Building $1,063,714	$1,184,861 Land $121,147 Building $1,063,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Wildstar Networks.

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