23 Emerald Haven Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 23 Emerald Haven Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,541 sqft · built 1995
Lot Size	0.232 acres (10,106 sqft)
Owner	Company Name on File
Last Sale	$1,257,000 (Dec 2021)
Tax Bill	$11,115 (2024)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42292-000-0020`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42292-000-0020`
Alternative APN	`1067283`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	3,555 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	13.5 ft deep x 7.5 ft wide
Garage Type	Finished
Garage Area	462 sqft

Exterior Amenities

Porch	Porch
Porch Area	310 sqft
Deck Area	Deck Area
Patio Area	242 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1067283
Street Address	23 EMERALD HAVEN DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 EMERALD HAVEN S/D PB 10-50 OR 1225-36 OR 2942-4378 PR 3230-2521
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD HAVEN S/D
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42292-000-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	730 W MARKET ST STE 200, 200, LOUISVILLE, KY 40202-2722
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	20210062837
Deed Book / Page	3230 / 2521
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 21, 2021
Property Address	23 EMERALD HAVEN DR, MIRAMAR BEACH, FL 32550-3856
Document Number	0032302521
Book / Page	3230 / 2521
Map Reference	MB 10 PG 50
Instrument Date	Dec 16, 2021
Instrument	20210062837
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 DOUBLE EAGLE CT, TALLAHASSEE, FL 32312-4091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 W MARKET ST STE 200, 200, LOUISVILLE, KY 40202-2722

Mortgage

Document Number	0032302523
Date	Dec 21, 2021
Instrument	3230/2523

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2031

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,194,786 (-0.96%) Land $147,231 Building $1,047,555	$1,194,786 (-0.96%) Land $147,231 Building $1,047,555
2024	$11,115.00 (+1.77%)
2023	$10,922.00 (+8.19%)	$1,206,363 (+10.74%) Land $114,595 Building $1,091,768	$1,206,363 (+10.74%) Land $114,595 Building $1,091,768
2022	$10,095.00	$1,089,319 Land $127,201 Building $962,118	$1,089,319 Land $127,201 Building $962,118

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Wildstar Networks.

Based on FCC filings for 437 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.