51 Derecho Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 51 Derecho Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,168 sqft · built 2017
Lot Size	0.28 acres (12,196 sqft)
Owner	Company Name on Record
Last Sale	$439,000 (Aug 2017)
Tax Bill	$8,921 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072151-0300`

Property Details

APN / Parcel Number

Primary APN	`072151-0300`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,985 sqft
1st Floor Area	3,168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	286 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 DERECHO LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	62/77-102 PALENCIA NORTH PHASE 1 LOT 30 OR4427/1224 &4848/1693(Q/C) &5371/851(Q/C) & 5371/877 (Q/C)
Legal Range	29E
Legal Township	05S
Legal Section	28
Legal Subdivision	PALENCIA NORTH PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	30
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	201759490
Deed Book / Page	4427 / 1224
Last Transfer Date	Aug 3, 2021
Transfer Doc	0053710851
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 17, 2021
Property Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Document Number	0053710851
Book / Page	5371 / 851
Map Reference	MB 62 PG 77
Instrument Date	Aug 3, 2021
Instrument	2021102262
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434

Mortgage

Document Number	0005371855
Date	Sep 17, 2021
Instrument	5371/855

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 17, 2021
Property Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Document Number	0053710877
Book / Page	5371 / 877
Map Reference	MB 62 PG 77
Instrument Date	Aug 3, 2021
Instrument	2021102264
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 12, 2019
Property Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Document Number	0048481693
Book / Page	004848 / 001693
Instrument Date	Dec 12, 2019
Instrument	93565
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	51 DERECHO LN ST AUGUSTINE FL 320957434, ST AUGUSTINE, FL 32095-7434

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2017
Property Address	51 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Document Number	0044271224
Book / Page	004427 / 001224
Instrument Date	Aug 24, 2017
Instrument	59490
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,073.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 DERECHO LN ST AUGUSTINE FL 320957434, ST AUGUSTINE, FL 32095-7434

Mortgage

Document Number	44271228
Date	Aug 28, 2017
Book Page	004427/001228
Instrument	59491

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,700 (+2.7%)	$604,353 (-2.65%) Land $140,000 Building $464,353
2025	$8,921.00 (+9.89%) Homeowner's exemption	$436,904 (+2.9%)	$620,774 (+2.46%) Land $150,000 Building $470,774
2024	$8,118.00 (+5.48%) Homeowner's exemption	$424,591 (+3%)	$605,876 (-7.49%) Land $145,000 Building $460,876
2023	$7,696.00 (+1.75%) Homeowner's exemption	$412,224 (+3%)	$654,911 (+13.31%) Land $145,000 Building $509,911
2022	$7,564.00 Homeowner's exemption	$400,217	$577,982 Land $100,800 Building $477,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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