St. Johns County property record for 17 Derecho Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,904 sqft · built 2017 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $750,000 (Aug 2025) |
| Tax Bill | $9,294 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2025 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072151-0280 |
| Primary APN | 072151-0280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,904 sqft Living Area |
| Gross Area | 3,890 sqft |
| 1st Floor Area | 2,904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17 DERECHO LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62/77-102 PALENCIA NORTH PHASE 1 LOT 28 OR6212/248 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | PALENCIA NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072151-0280
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Aug 29, 2025 | Warranty Deed, Transfer MARSH LANDING TITLE LLC |
| Aug 23, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK |
| Jan 02, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 202570766 |
| Deed Book / Page | 6212 / 248 |
| Prior Transfer Date | Aug 09, 2021 |
| Prior Transfer Doc | 0053491646 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 0054841078 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 5484/1078 |
| Instrument | 2022012233 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 29, 2025 |
| Property Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 0062120248 |
| Book / Page | 6212 / 248 |
| Map Reference | MB 62 PG 77 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025070766 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | MARSH LANDING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 DOSEL LN, SAINT AUGUSTINE, FL 32095-4859 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 0053491646 |
| Book / Page | 5349 / 1646 |
| Map Reference | MB 62 PG 77 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 2021092766 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 DERECHO LN, ST AUGUSTINE, FL 32095-7434 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 0050171881 |
| Book / Page | 5017 / 1881 |
| Map Reference | MB 62 PG 77 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020068497 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 MAGNOLIA DUNES CIR, 25, SAINT AUGUSTINE, FL 32080-6584 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 50171883 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 5017/1883 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 0046770402 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 17 DERECHO LN ST AUGUSTINE FL 320957434, ST AUGUSTINE, FL 32095-7434 |
| Document Number | 0046770402 |
|---|---|
| Date | Feb 06, 2019 |
| Book Page | 004677/000402 |
| Instrument | 8471 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 05, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 02, 2018 |
| Property Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 0044850898 |
| Book / Page | 4485 / 0898 |
| Map Reference | MB62 PG77 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018000309 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434 |
| Document Number | 2018000310 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 2018000310 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,857 (-36.08%) | $582,033 (-2.32%) Land $140,000 Building $442,033 | |
| 2025 | $9,294.00 (+8.94%) Homeowner's exemption | $426,841 (+2.9%) | $595,878 (+2.47%) Land $150,000 Building $445,878 |
| 2024 | $8,531.00 (+4.6%) Homeowner's exemption | $414,811 (+3%) | $581,495 (-7.4%) Land $145,000 Building $436,495 |
| 2023 | $8,156.00 (+1.62%) Homeowner's exemption | $402,729 (+3%) | $627,960 (+13.51%) Land $145,000 Building $482,960 |
| 2022 | $8,026.00 Homeowner's exemption | $390,999 | $553,231 Land $100,800 Building $452,431 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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