42 Derecho Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 42 Derecho Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,019 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Nov 2024)
Tax Bill	$10,082 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072151-0330`

Property Details

APN / Parcel Number

Primary APN	`072151-0330`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,019 sqft Living Area
Gross Area	4,247 sqft
1st Floor Area	3,019 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	42 DERECHO LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	62/77-102 PALENCIA NORTH PHASE 1 LOT 33 OR6058/1866
Legal Range	29E
Legal Township	05S
Legal Section	28
Legal Subdivision	PALENCIA NORTH PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	202492454
Deed Book / Page	6058 / 1866
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 26, 2024
Property Address	42 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Document Number	0060581866
Book / Page	6058 / 1866
Map Reference	MB 62 PG 77
Instrument Date	Nov 25, 2024
Instrument	2024092454
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 DEGAS AVE, PONTE VEDRA, FL 32081-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434

Mortgage

Document Number	2024092455
Date	Nov 26, 2024
Instrument	2024092455

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 21, 2018
Property Address	42 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434
Document Number	0045491144
Book / Page	4549 / 1144
Map Reference	MB62 PG77
Instrument Date	May 18, 2018
Instrument	2018034676
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AEMRICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 DERECHO LN, SAINT AUGUSTINE, FL 32095-7434

Mortgage

Document Number	2018034677
Date	May 21, 2018
Instrument	2018034677

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,525 (+11.79%)	$645,848 (+5.16%) Land $140,000 Building $505,848
2025	$10,082.00 (+20.97%) Homeowner's exemption	$485,321 (+21.62%)	$614,141 (+2.56%) Land $150,000 Building $464,141
2024	$8,334.00 (+4.67%) Homeowner's exemption	$399,053 (+3%)	$598,788 (-7.45%) Land $145,000 Building $453,788
2023	$7,962.00 (+1.61%) Homeowner's exemption	$387,430 (+3%)	$647,016 (+15.09%) Land $145,000 Building $502,016
2022	$7,836.00 Homeowner's exemption	$376,146	$562,183 Land $100,800 Building $461,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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