Westchester County and Rye City property record for 51 Centre St, Rye, NY 10580 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,531 sqft · built 1951 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,900,000 (Jun 2019) |
| Tax Bill | $49,336 (2025) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-19-2-9 |
| Primary APN | 551400 146-19-2-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,531 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| 2nd Floor Area | 1,970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 51 CENTRE ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records · APN 551400 146-19-2-9
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 CENTRE ST, RYE, NY 10580-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 28, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2019591753235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 51 CENTRE ST, RYE, NY 10580-3630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0611463021 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 611463021 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 51 CENTRE ST, RYE, NY 10580-3630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0611463020 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 611463020 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 28, 2019 |
| Property Address | 51 CENTRE ST, RYE, NY 10580-3630 |
| Document Number | 0591753235 |
| Book / Page | 059175 / 003235 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 51 HARDING DR RYE NY 10580, RYE, NY 10580 |
| Document Number | 591783258 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 059178/003258 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,336.00 | $29,650 (-) Land $6,900 Building $22,750 | $2,512,712 (+6.78%) Land $584,746 Building $1,927,966 |
| 2024 | $29,650 (-) Land $6,900 Building $22,750 | $2,353,175 (+2.38%) Land $547,619 Building $1,805,556 | |
| 2023 | $29,650 Land $6,900 Building $22,750 | $2,298,450 Land $534,884 Building $1,763,566 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190076006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 29 (1979–2021) |
| Claims Outside the SFHA | 22 of 29 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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