Westchester County and Rye City property record for 20 Centre St, Rye, NY 10580 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2011 |
| Square Footage | 3,703 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,610,400 (2010) |
| Tax Bill | $15,417.00 (2025) |
| Primary APN | 551400 146-15-3-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,703 sqft Living Area |
| 1st Floor | 1,929 sqft 1st Floor |
| 2nd Floor | 1,774 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Street Address | 20 CENTRE ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SOUND VIEW PARK |
| Legal Block | 3 |
| Legal Lot Number | 53.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | RYE |
| Census Blockgroup | 6 |
| Census Block | 6009 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records · APN 551400 146-15-3-53
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CENTRE ST, RYE, NY 10580-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST REPUBLIC BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Dec 15, 2015 | Loan Modification, Mortgage FIRST REPUBLIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2010 · Amount on Record |
| Deed Sale | Oct 26, 2010 · Amount on Record |
| Prior Sale | Mar 03, 2010 · Amount on Record |
| Deed Doc Number | 2010502853344 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 CENTRE ST, RYE, NY 10580-3609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LANGDON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0610063494 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 610063494 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Aug 26, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 CENTRE ST, RYE, NY 10580-3609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LANGDON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0610063462 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 610063462 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | 94113 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 CENTRE ST, RYE, NY 10580-3609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602253236 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 602253236 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 CENTRE ST, RYE, NY 10580-3609 |
| Document Number | 0603453824 |
| Instrument Date | Dec 15, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2021 |
| Title Company | LANGDON TITLE AGENCY LLC, LANGDON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 20 CENTRE ST RYE NY 105803609, RYE, NY 10580-3609 |
| Document Number | 0603453824 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 060345/003824 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | 111 PINE ST, SAN FRANCISCO, CA 94111-5602 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 22, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,417.00 | $45,000 (-) Land $5,950 Building $39,050 | $3,813,559 (+6.78%) Land $504,237 Building $3,309,322 |
| 2024 | $45,000 (-) Land $5,950 Building $39,050 | $3,571,428 (+2.38%) Land $472,222 Building $3,099,206 | |
| 2023 | $45,000 Land $5,950 Building $39,050 | $3,488,372 Land $461,240 Building $3,027,132 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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