31 Centre St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 31 Centre St, Rye, NY 10580 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1904
Square Footage4,003 sqft Living Area
Lot Size22,651 sqft (0.52 acres)
OccupancyOwner Occupied
Last Sale$4,261,000 (2017)
Tax Bill$63,706.00 (2025)

Property Details

APN / Parcel Number

Primary APN551400 146-19-2-16
Alternative APN
  • 140014601900020160000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area4,003 sqft Living Area
1st Floor1,941 sqft 1st Floor
2nd Floor1,668 sqft 2nd Floor
Upper Floors394 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area22,651 sqft (0.52 acres)

Location & Zoning

Street Address31 CENTRE ST
CityRYE
StateNY
Zip10580-3608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSOUND VIEW PARK
Legal Block2
Legal Lot Number16.000
JurisdictionWESTCHESTER NY
Minor Civil DivisionRYE
Census Blockgroup6
Census Block6010
Census Tract7600

Owner

Source: Westchester County and Rye City records · APN 551400 146-19-2-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 CENTRE ST, RYE, NY 10580-3608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Feb 16, 2017Bargain and Sale Deed, Transfer
FUTURE TITLE AGENCY
Jan 25, 2017Loan Modification, Mortgage
FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2017 · Amount on Record
Deed SaleFeb 16, 2017 · Amount on Record
Prior SaleAug 05, 2011 · Amount on Record
Deed Doc Number2017570203353
Record RefreshedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address31 CENTRE ST, RYE, NY 10580-3608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0593543017
DateDec 20, 2019
Instrument593543017
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 16, 2017
Property Address31 CENTRE ST, RYE, NY 10580-3608
Document Number0570203353
Instrument DateJan 25, 2017
Instrument570203353
Transaction TypeTransfer
Record UpdatedMay 06, 2022
Title CompanyFUTURE TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$9,606.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address31 CENTRE ST, 31, RYE, NY 10580-3608

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROCKRIDGE RD, RYE, NY 10580-4130

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address31 CENTRE ST, RYE, NY 10580-3608
Document Number0570263440
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyFUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ROCKRIDGE RD RYE NY 105804130, RYE, NY 10580-4130

Mortgage

Document Number0570263440
DateFeb 16, 2017
Book Page057026/003440
Lender
NameFIRST REPUBLIC BK
TypeBank
Address111 PINE ST, SAN FRANCISCO, CA 94111-5602
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 15, 2047
Interest
Rate TypeAdjustable Rate
Rate3.2%

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$63,706.00$46,650 (-) Land $8,550 Building $38,100$3,953,390 (+6.78%) Land $724,576 Building $3,228,814
2024$46,650 (-) Land $8,550 Building $38,100$3,702,381 (+2.38%) Land $678,571 Building $3,023,810
2023$46,650 Land $8,550 Building $38,100$3,616,279 Land $662,791 Building $2,953,488

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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