51 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 51 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,201 sqft · built 1998
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,300 (Aug 1998)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0049E001000`

Property Details

APN / Parcel Number

Primary APN	`0049E001000`
Alternative APNs	`0049E001` `22198`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,201 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	199 ft deep x 123 ft wide
Garage Area	462 sqft
Porch	Open Porch
Porch Area	122 sqft
Deck Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22198
Old Parcel Number	0049E001000
Street Address	51 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Phase	1
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4000
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 CARDINAL RD, RINGGOLD, GA 30736-4173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIFY FIN'L CU
Jul 25, 2017	Trustee's Deed, Construction Loan · Line of Credit MILLENNIUM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1998 · Amount on Record
Deed Sale	Aug 18, 1998 · Amount on Record
Deed Document Number	0000650790
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	51 CARDINAL RD, RINGGOLD, GA 30736-4173
Document Number	0020560323
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 CARDINAL RD RINGGOLD GA 307364173, RINGGOLD, GA 30736-4173

Mortgage

Document Number	0020560323
Date	Jun 4, 2020
Book Page	002056/000323
Instrument	4172

Lender

Name	UNIFY FIN'L CU
Address	TORRANCE, CA 90501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2035

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 25, 2017
Property Address	51 CARDINAL RD, RINGGOLD, GA 30736-4173
Document Number	0018900153
Book / Page	001890 / 000153
Instrument Date	Jul 12, 2017
Transaction Type	Construction Loan
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9453 BRADMORE LN #201 OOLTEWAH TN 373634014, 201, OOLTEWAH, TN 37363-4014

Mortgage

Document Number	18900153
Date	Jul 25, 2017
Book Page	001890/000153

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (+8.96%) Homeowner's exemption	$172,721 (+44.88%) Land $15,000 Building $157,721	$431,803 (+44.88%) Land $37,500 Building $394,303
2023	$2,624.00 (+24.36%) Homeowner's exemption	$119,213 Land $15,000 Building $104,213	$298,033 Land $37,500 Building $260,533
2022	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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