171 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 171 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,606 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Sep 2024)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049E096000`

Property Details

APN / Parcel Number

Primary APN	`0049E096000`
Alternative APNs	`0049E096` `22293`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,606 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	144 ft deep x 79 ft wide
Garage Area	500 sqft
Porch	Slab
Porch Area	30 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22293
Street Address	171 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 96 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Phase	1
Legal Lot Number	96
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4001
Census Tract	30202

Owner

171 Cardinal Rd is owned and occupied by an individual who bought it in September 2024.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	171 CARDINAL RD, RINGGOLD, GA 30736-4900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage STONEGATE MORTGAGE
Feb 2, 2021	Quit Claim Deed, Transfer NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC
Jan 21, 2020	Grant Deed, Transfer CHATTANOOGA TITLE-DOWNTOWN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Book / Page	2349 / 316
Prior Transfer Date	Nov 30, 2015
Prior Transfer Doc	0018020526
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	171 CARDINAL RD, RINGGOLD, GA 30736-4900
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018830631
Date	Jun 13, 2017
Book Page	1883/631
Instrument	004197

Lender

Name	STONEGATE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 2, 2021
Property Address	171 CARDINAL RD, RINGGOLD, GA 30736-4900
Document Number	0021100790
Book / Page	002110 / 000790
Instrument Date	Feb 1, 2021
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	171 CARDINAL RD RINGGOLD GA 307364900, RINGGOLD, GA 30736-4900

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 21, 2020
Property Address	171 CARDINAL RD, RINGGOLD, GA 30736-4900
Document Number	0020300560
Book / Page	002030 / 000560
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

Amount	Amount on Record
Tax	$189.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 CARDINAL RD RINGGOLD GA 307364900, RINGGOLD, GA 30736-4900

Tax Assessment & Valuation

The 2025 property tax bill for 171 Cardinal Rd was $2,472.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,472.00	$130,244 Land $15,000 Building $115,244	$325,610 Land $37,500 Building $288,110
2023	$2,087.00 (+24.08%) Homeowner's exemption	$95,238 Land $15,000 Building $80,238	$238,096 Land $37,500 Building $200,596
2022	$1,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 171 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Cardinal Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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