42 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 42 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,671 sqft · built 1998
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Mar 2025)
Tax Bill	$662 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0049E056000`

Property Details

APN / Parcel Number

Primary APN	`0049E056000`
Alternative APNs	`0049E056` `22253`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Heated Area
1st Floor Area	1,923 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	174 ft deep x 150 ft wide
Garage Area	846 sqft
Porch	Enclosed Porch
Porch Area	326 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22253
Old Parcel Number	0049E056000
Street Address	42 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 56 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Phase	1
Legal Lot Number	56
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4000
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 CARDINAL RD, RINGGOLD, GA 30736-4176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA
Jul 25, 2017	Trustee's Deed, Construction Loan · Line of Credit MILLENNIUM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	0002372300
Deed Book / Page	2372 / 300
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	42 CARDINAL RD, RINGGOLD, GA 30736-4176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019180096
Date	Jan 26, 2018
Book Page	1918/96
Instrument	000577

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 25, 2017
Property Address	42 CARDINAL RD, RINGGOLD, GA 30736-4176
Document Number	0018900153
Book / Page	001890 / 000153
Instrument Date	Jul 12, 2017
Transaction Type	Construction Loan
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9453 BRADMORE LN #201 OOLTEWAH TN 373634014, 201, OOLTEWAH, TN 37363-4014

Mortgage

Document Number	18900153
Date	Jul 25, 2017
Book Page	001890/000153

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00 (-17.87%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$148,588 (+30.58%) Land $15,000 Building $133,588	$371,470 (+30.58%) Land $37,500 Building $333,970
2023	$806.00 (-60.33%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$113,790 Land $15,000 Building $98,790	$284,474 Land $37,500 Building $246,974
2022	$2,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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