48 5th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 48 5th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,052 sqft · built 1904
Lot Size	0.509 acres (22,150 sqft)
Owner	Company Name on Record
Last Sale	$568,500 (May 2008)
Tax Bill	$21,354 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00066-0000-00006-01`

Property Details

APN / Parcel Number

Primary APN	`19-00066-0000-00006-01`
Alternative APNs	`19000660000000060001` `00012460`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,026 sqft
Upper Floors Area	1,026 sqft
Basement Area	594 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	22,150 sqft (0.509 acres)
Lot Dimensions	443 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00012460
Street Address	48 5TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU05
Legal Subdivision	CECILIA F HOWELL
Legal Block	66
Legal Lot Number	6.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48 5TH ST, HIGHLANDS, NJ 07732-1635
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2008 · Amount on Record
Deed Sale	May 5, 2008 · Amount on Record
Prior Sale	May 29, 2007 · Amount on Record
Deed Document Number	200850398
Deed Book / Page	8720 / 468
Last Transfer Date	Dec 17, 2013
Transfer Doc	0090535457
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 9, 2022
Property Address	48 5TH ST, HIGHLANDS, NJ 07732-1635
Document Number	0096147049
Book / Page	9614 / 7049
Instrument Date	Jul 27, 2022
Instrument	2022092609
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	COMMONWEALTH TTL MONMOUTH AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 MEETINGHOUSE LN, 15, OLD LYME, CT 06371-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 5TH ST, HIGHLANDS, NJ 07732-1635

Mortgage

Document Number	0096147061
Date	Sep 9, 2022
Book Page	9614/7061
Instrument	2022092610

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,283,300 (+2.76%) Land $514,600 Building $768,700	$1,283,300 (+2.76%) Land $514,600 Building $768,700
2025	$21,354.00 (+10.05%)	$1,248,800 (+108.2%) Land $487,100 Building $761,700	$1,248,800 (+108.2%) Land $487,100 Building $761,700
2024	$19,404.00 (+60.46%)
2023		$599,800 Land $264,400 Building $335,400	$599,800 Land $264,400 Building $335,400
2022	$12,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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