Polk County property record for 5098 Varty Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,197 sqft · built 1973 |
| Lot Size | 0.521 acres (22,690 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,592 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-12-687500-000108 |
| Primary APN | 26-29-12-687500-000108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,197 sqft Living Area |
| Gross Area | 3,709 sqft |
| 1st Floor Area | 1,897 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 22,690 sqft (0.521 acres) |
| Lot Dimensions | 183 ft deep x 124 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,512 sqft |
| Porch | Florida Room |
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Street Address | 5098 VARTY RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAS LEE SUB PB 3 PG 5 BLK A BEG 1321.8 FT S & 25 FT W OF NE COR OF SW1/4 OF SEC RUN W 124 FT N 183 FT E 124 FT S 183 FT TO POB |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | LEE JAS SUBDIVISION |
| Legal Tract | 687500 |
| Legal Block | A |
| Legal Lot Number | A |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14006 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5098 VARTY RD, WINTER HAVEN, FL 33884-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,592.00 (-20.12%) Homeowner's exemption | $160,571 (+5.99%) | $338,148 (+1.16%) Land $67,357 Building $270,791 |
| 2023 | $1,993.00 (+4.29%) Homeowner's exemption | $151,501 (+3%) | $334,276 (+9.3%) Land $64,951 Building $269,325 |
| 2022 | $1,911.00 Homeowner's exemption | $147,088 | $305,839 Land $54,126 Building $251,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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