5070 Varty Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 5070 Varty Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,470 sqft · built 2002
Lot Size	0.592 acres (25,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,000 (Jun 2001)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-12-687500-000121`

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687500-000121`
Alternative APNs	`122926687500000121` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,470 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	2,274 sqft
Upper Floors Area	196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	25,805 sqft (0.592 acres)
Lot Dimensions	183 ft deep x 141 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	525 sqft
Porch	Screened/Unfinished Porch
Porch Area	529 sqft

Location & Zoning

Street Address	5070 VARTY RD
City	WINTER HAVEN
State	FL
Zip	33884-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES LEE SUB PB 3 PG 5 BLKS A & B THAT PART DESC AS COMM AT NE COR OF SW1/4 OF SEC RUN S 1138.68 FT W 705 FT FOR POB CONT W 141 FT S 183 FT E 141 FT N 183 FT TO POB
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	LEE JAS SUBDIVISION
Legal Tract	687500
Legal Block	A,B
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5070 VARTY RD, WINTER HAVEN, FL 33884-3140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
Jan 7, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2001 · Amount on Record
Deed Sale	Jun 4, 2001 · Amount on Record
Deed Book / Page	4715 / 1269
Last Transfer Date	Sep 4, 2024
Transfer Doc	0000209400
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5070 VARTY RD, WINTER HAVEN, FL 33884-3140
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 VARTY RD, WINTER HAVEN, FL 33884-3140

Mortgage

Document Number	0000125105
Date	May 13, 2021
Book Page	11714/1418
Instrument	2021125105

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5070 VARTY RD, WINTER HAVEN, FL 33884-3140
Document Number	0111520782
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 VARTY RD WINTER HAVEN FL 338843140, WINTER HAVEN, FL 33884-3140

Mortgage

Document Number	0111520782
Date	Feb 25, 2020
Book Page	011152/000782
Instrument	42685

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 24, 2030

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 7, 2019
Property Address	5070 VARTY RD, WINTER HAVEN, FL 33884-3140
Document Number	0107170763
Book / Page	010717 / 000763
Instrument Date	Dec 28, 2018
Instrument	3785
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 VARTY RD WINTER HAVEN FL 338843140, WINTER HAVEN, FL 33884-3140

Mortgage

Document Number	107151424
Date	Jan 7, 2019
Book Page	010715/001424
Instrument	2425

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,136 (+2.7%)	$371,146 (+0.03%) Land $76,591 Building $294,555
2025	$2,162.00 (-20.86%)	$203,638 (+5.99%)	$371,017 (-1.11%) Land $76,591 Building $294,426
2024	$2,732.00 (+7.52%)
2023	$2,541.00 (+3.08%) Homeowner's exemption	$192,135 (+3%)	$375,182 (+4.4%) Land $73,856 Building $301,326
2022	$2,465.00 Homeowner's exemption	$186,539	$359,353 Land $61,547 Building $297,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Varty Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures