Polk County property record for 5075 Varty Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,474 sqft · built 2008 |
| Lot Size | 0.609 acres (26,537 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $112,500 (May 2007) |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-12-687500-000120 |
| Primary APN | 26-29-12-687500-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,474 sqft Living Area |
| Gross Area | 4,413 sqft |
| 1st Floor Area | 2,988 sqft |
| Upper Floors Area | 486 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 26,537 sqft (0.609 acres) |
| Lot Dimensions | 183 ft deep x 145 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 939 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 652 sqft |
| Street Address | 5075 VARTY RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAS LEE SUB PB 3 PG 5 LOTS A & B BEG 905.68 FT S & 408 FT W OF NE COR OF SW1/4 OF SEC RUN W 145 FT S 183 FT E 145 FT N 183 FT TO POB |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | LEE JAS SUBDIVISION |
| Legal Tract | 687500 |
| Legal Block | 2 |
| Legal Lot Number | A,B |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14006 |
Source: Polk County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5075 VARTY RD, WINTER HAVEN, FL 33884-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Jun 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 2, 2007 · Amount on Record |
| Deed Sale | May 2, 2007 · Amount on Record |
| Prior Sale | Feb 2, 2007 · Amount on Record |
| Deed Document Number | 200792947 |
| Deed Book / Page | 7269 / 1459 |
| Last Transfer Date | Jun 12, 2017 |
| Transfer Doc | 0000117669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 5075 VARTY RD, WINTER HAVEN, FL 33884-3130 |
| Document Number | 0000184769 |
| Book / Page | 14099 / 285 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026184769 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 5075 VARTY RD, WINTER HAVEN, FL 33884-3130 |
| Document Number | 0000184769, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 14099/285 |
| Instrument | 2026184769 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 5, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 5075 VARTY RD, WINTER HAVEN, FL 33884-3130 |
| Document Number | 0101811915 |
| Book / Page | 010181 / 001915 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 117669 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5075 VARTY RD WINTER HAVEN FL 338843130, WINTER HAVEN, FL 33884-3130 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,826.00 (-7.56%) Homeowner's exemption | $329,179 (+5.99%) | $561,102 (-0.3%) Land $78,764 Building $482,338 |
| 2023 | $4,139.00 (+2.45%) Homeowner's exemption | $310,584 (+3%) | $562,809 (+4.63%) Land $75,951 Building $486,858 |
| 2022 | $4,040.00 Homeowner's exemption | $301,538 | $537,882 Land $63,293 Building $474,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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