5098 FM 1897, Bells, TX 75414 Property Records

Grayson County property record for 5098 FM 1897, Bells, TX 75414

Property Summary

Property TypeMobile Home
Details896 sqft · built 1997
OwnerIndividual Name on File
Tax Bill$240 (2024)
Flood ZoneZone X (minimal risk)
APNA001 550001400T001

Property Details

APN / Parcel Number

Primary APNA001 550001400T001
Alternative APN
  • 138081

Interior

Building Area896 sqft Living Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleMobile/Manufactured

Location & Zoning

Account Number138081
Old Parcel NumberA001 550001400T001
Street Address5098 FM 1897
CityBELLS
StateTX
Zip75414-3206
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionOTP AMBROSE, 6X56 AMERICAN HOMESTAR GALAXY, LAB# PFS441907 IMPS ONLY, MH LABEL# PFS0441907 6X56 AMERICAN HOMESTAR GALAXY, LAB
Legal SubdivisionOTP AMBROSE
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1042
Census Tract101

Owner

5098 FM 1897, a mobile home, is owned and occupied by an individual.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing Address5098 FM 1897, BELLS, TX 75414-3206
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictBells Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,324 Building $15,324$15,324 Building $15,324
2024$240.00
2023$14,187 Building $14,187$14,187 Building $14,187
2022$243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5098 FM 1897 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5098 FM 1897 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST FANNIN COUNTY SUD
serves 9,198 people · EPA ID TX0740031
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
TekWav
Fixed Wireless
100 / 20
360 Broadband
Fixed Wireless
60 / 6
Verizon
Fixed Wireless
25 / 6

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