4985 FM 1897, Bells, TX 75414 Property Records

Grayson County property record for 4985 FM 1897, Bells, TX 75414

Property Summary

Property Type	Single Family Home
Details	1,338 sqft · built 1950
Lot Size	0.43 acres (18,748 sqft)
Owner	Individual Name on File
Tax Bill	$346 (2024)
Deeds & Mortgages	May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A001 5500055`

Property Details

APN / Parcel Number

Primary APN	`A001 5500055`
Alternative APN	`138122`

Interior

Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1988
Lot Area	18,748 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	144 sqft
Porch	Open Porch
Porch Area	84 sqft

Location & Zoning

Account Number	138122
Old Parcel Number	A001 5500055
Street Address	4985 FM 1897
City	BELLS
State	TX
Zip	75414-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTP AMBROSE, BLOCK 17, LOT 4 5 & S 1/2 OF 3, ACRES .4304
Legal Subdivision	OTP AMBROSE
Legal Block	17
Legal Lot Number	4-5 5
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1045
Census Tract	101

Owner

4985 FM 1897 is owned and occupied by an individual who acquired it in May 2017.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	4985 FM 1897, BELLS, TX 75414-3204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2017
Transfer Doc	0000009425
Record Updated	Jun 8, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	May 4, 2017
Property Address	4985 FM 1897, BELLS, TX 75414-3204
Document Number	0000009425
Book / Page	005993 / 000302
Instrument Date	Dec 7, 2016
Instrument	9425
Transaction Type	Transfer
Record Updated	Jul 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4985 FM 1897 BELLS TX 754143204, BELLS, TX 75414-3204

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Bells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,097 Land $32,879 Building $88,961	$121,840 Land $32,879 Building $88,961
2024	$346.00
2023		$116,757 Land $24,386 Building $92,371	$116,757 Land $24,386 Building $92,371
2022	$792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4985 FM 1897 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1990–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4985 FM 1897 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
TekWav Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	60 / 6
Verizon Fixed Wireless	25 / 6