4887 FM 1897, Bells, TX 75414 Property Records

Grayson County property record for 4887 FM 1897, Bells, TX 75414

Property Summary

Property TypeSingle Family Home
Details2,064 sqft · built 1917
Lot Size0.822 acres (35,811 sqft)
Owner2 Individual Names on File
Tax Bill$1,656 (2024)
Flood ZoneZone A (high risk)
APNA001 0788011

Property Details

APN / Parcel Number

Primary APNA001 0788011
Alternative APN
  • 138059

Interior

Building Area2,064 sqft Living Area
Gross Area1,056 sqft
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1985
Lot Area35,811 sqft (0.822 acres)

Location & Zoning

Account Number138059
Old Parcel NumberA001 0788011
Street Address4887 FM 1897
CityBELLS
StateTX
Zip75414-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0788 MONTAGUE DANIEL A-G0788, ACRES 0.8221
Legal SubdivisionMONTAGUE DANIEL A-G0788
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1044
Census Tract101

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2645 FM 1897, BELLS, TX 75414-2289
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2019
Deed SaleJun 17, 2019
Deed Document Number2019-14328
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictBells Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$125,251 (+44%) Land $48,846 Building $115,250$164,096 (+88.66%) Land $48,846 Building $115,250
2024$1,656.00 (-28%)
2023$86,980 Land $23,555 Building $63,425$86,980 Land $23,555 Building $63,425
2022$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST FANNIN COUNTY SUD
serves 9,198 people · EPA ID TX0740031
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
TekWav
Fixed Wireless
100 / 20
360 Broadband
Fixed Wireless
60 / 6
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1897

Nearby Streets

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