5094 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5094 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft · built 1932
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0140-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0140-00`
Alternative APN	`0046590`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	982 sqft
Attic	Attic
Attic Area	463 sqft
Basement Area	964 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5094 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 50 X 153.39 IRRPT LOT 10 N S SUMTER 450.57 W OF COVEDALE
Legal Subdivision	SUMTER COVEDALE
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

5094 Sumter Ave is owned by two individuals who acquired it in August 2020.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3121 WERK RD, 3, CINCINNATI, OH 45211-6934
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020
Deed Sale	Aug 21, 2020
Prior Sale	Feb 16, 2000 · Amount on File
Deed Document Number	202083671
Deed Book / Page	14237 / 910
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5094 SUMTER AVE, CINCINNATI, OH 45238-3825
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5094 SUMTER AVE, CINCINNATI, OH 45238-3825

Mortgage

Document Number	0000074284
Date	Oct 18, 2023
Book Page	15024/810
Instrument	2023-0074284

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 21, 2020
Property Address	5094 SUMTER AVE, CINCINNATI, OH 45238-3825
Document Number	0000083671
Book / Page	014237 / 000910
Instrument Date	Aug 14, 2020
Instrument	83671
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5094 SUMTER AVE CINCINNATI OH 452383825, CINCINNATI, OH 45238-3825

Mortgage

Document Number	83672
Date	Aug 21, 2020
Book Page	014237/000912
Instrument	83672

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5094 Sumter Ave was $2,948, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,948.00 (+2.97%)	$48,301 (+%) Land $12,639 Building $35,662	$138,000 Land $36,110 Building $101,890
2024	$2,863.00 (-1.95%)	$48,299 (-) Land $12,638 Building $35,661
2023	$2,920.00 (+14.33%)	$48,299 (+36.94%) Land $12,638 Building $35,661	$138,000 Land $36,110 Building $101,890
2022	$2,554.00 Homeowner's exemption	$35,270 Land $10,098 Building $25,172
2020			$100,770 Land $28,850 Building $71,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5094 Sumter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5094 Sumter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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