5102 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5102 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,619 sqft · built 1930
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0142-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0142-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
Gross Area	2,713 sqft
1st Floor Area	1,094 sqft
Attic	Attic
Attic Area	525 sqft
Basement Area	1,094 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5102 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 50 X 151.47 IRR PT LOT 10 NS SUMTER 551.12 FT W OF COVEDALE
Legal Subdivision	TERRYS
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5102 SUMTER AVE, CINCINNATI, OH 45238-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 2011
Transfer Doc	0000000113
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5102 SUMTER AVE, CINCINNATI, OH 45238-3827
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 SUMTER AVE, CINCINNATI, OH 45238-3827

Mortgage

Document Number	0000041477
Date	Jun 16, 2023
Book Page	14939/1507
Instrument	2023-0041477

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5102 SUMTER AVE, CINCINNATI, OH 45238-3827
Document Number	0000051976
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 SUMTER AVE CINCINNATI OH 452383827, CINCINNATI, OH 45238-3827

Mortgage

Document Number	0000051976
Date	Jun 4, 2020
Book Page	014182/000089
Instrument	51976

Lender

Name	WESBANCO BK
Type	Bank
Address	CINCINNATI, OH 45247-7095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00 (+2.91%)	$62,080 (-) Land $12,513 Building $49,567	$177,370 (-) Land $35,750 Building $141,620
2024	$3,673.00 (-1.92%)	$62,080 (-) Land $12,513 Building $49,567
2023	$3,745.00 (+76.73%)	$62,080 (+112.88%) Land $12,513 Building $49,567	$177,370 (+112.88%) Land $35,750 Building $141,620
2022	$2,119.00 Homeowner's exemption	$29,162 Land $9,996 Building $19,166
2020			$83,320 Land $28,560 Building $54,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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