5089 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5089 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,801 sqft · built 1930
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Dec 2014)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0157-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0157-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	1,217 sqft
Attic	Attic
Attic Area	584 sqft
Basement Area	1,217 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	Deck Area
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5089 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 50 X 150 R2-T2-S7 SW
Legal Subdivision	WILLIAM HEUWERTHS
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5089 SUMTER AVE, CINCINNATI, OH 45238-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Feb 3, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2014 · Amount on Record
Deed Sale	Dec 30, 2014 · Amount on Record
Deed Document Number	2014130309
Deed Book / Page	12786 / 1476
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	5089 SUMTER AVE, CINCINNATI, OH 45238-3824
Document Number	0000109327
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5089 SUMTER AVE CINCINNATI OH 452383824, CINCINNATI, OH 45238-3824

Mortgage

Document Number	0000109327
Date	Dec 10, 2019
Book Page	014060/002235
Instrument	109327

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	5089 SUMTER AVE, CINCINNATI, OH 45238-3824
Document Number	0000021662
Book / Page	013371 / 001476
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5089 SUMTER AVE CINCINNATI OH 452383824, CINCINNATI, OH 45238-3824

Mortgage

Document Number	0000021662
Date	Mar 10, 2017
Book Page	013371/001476
Instrument	21662

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00 (-0.62%)	$71,401 (+%) Land $12,513 Building $58,888	$204,000 (-) Land $35,750 Building $168,250
2024	$4,217.00 (-1.95%)	$71,399 (-) Land $12,512 Building $58,887
2023	$4,301.00 (+28.23%)	$71,399 (+53.7%) Land $12,512 Building $58,887	$204,000 (+53.71%) Land $35,750 Building $168,250
2022	$3,354.00 Homeowner's exemption	$46,452 Land $9,996 Building $36,456
2020			$132,720 Land $28,560 Building $104,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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