5094 S River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5094 S River Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,176 sqft · built 1977
Lot Size	2.51 acres (109,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2022)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Jul 2022 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-017-00-025-00`

Property Details

APN / Parcel Number

Primary APN	`22-017-00-025-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,751 sqft
1st Floor Area	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	109,597 sqft (2.51 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	184 sqft
Balcony Area	76 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5094 S RIVER RD E
City	GENEVA
State	OH
Zip	44041-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102
Legal Subdivision	HARPERSFIELD
Legal Lot Number	102
Jurisdiction	ASHTABULA OH
Township / Civil Division	HARPERSFIELD
Census Block Group	1
Census Block	1021
Census Tract	1002

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5094 S RIVER RD E, GENEVA, OH 44041-9638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Intrafamily Transfer, Transfer
Feb 7, 2022	Warranty Deed, Transfer · USDA Mortgage AMERICAN MIDWEST MORTGAGE CORP
Dec 15, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	20221343
Deed Book / Page	763 / 464
Last Transfer Date	May 16, 2022
Transfer Doc	0000007802
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Jul 20, 2022
Property Address	5094 S RIVER RD E, GENEVA, OH 44041-9638
Document Number	0000007802
Book / Page	776 / 1212
Instrument Date	May 16, 2022
Instrument	202200007802
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5094 S RIVER RD E, GENEVA, OH 44041-9638

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 7, 2022
Property Address	5094 S RIVER RD E, GENEVA, OH 44041-9638
Document Number	0000001343
Book / Page	763 / 464
Instrument Date	Jan 20, 2022
Instrument	202200001343
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	PRECISE TITLE INC, PRECISE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5094 S RIVER RD E, GENEVA, OH 44041-9638

Mortgage

Document Number	0000763466
Date	Feb 7, 2022
Instrument	763/466

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5094 S RIVER RD E, GENEVA, OH 44041-9638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012823
Date	Dec 15, 2017
Book Page	650/1670
Instrument	201700012823

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 25, 2037

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Harpersfield Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,080.00 (+80.01%)	$63,500 (-) Land $12,150 Building $51,350	$181,400 (-) Land $34,700 Building $146,700
2023	$2,822.00 (+30.77%) Homeowner's exemption	$63,500 (+38.04%) Land $12,150 Building $51,350	$181,400 (+38.05%) Land $34,700 Building $146,700
2022	$2,158.00 Homeowner's exemption	$46,000 Land $9,350 Building $36,650
2020			$131,400 Land $26,700 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1989–2008)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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