5076 S River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5076 S River Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,404 sqft · built 2001
Lot Size	3.22 acres (140,394 sqft)
Owner	Individual Name on File
Tax Bill	$6,508 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-017-00-026-00`

Property Details

APN / Parcel Number

Primary APN	`22-017-00-026-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,404 sqft
Game Room	Game Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	140,394 sqft (3.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	30 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5076 S RIVER RD E
City	GENEVA
State	OH
Zip	44041-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	102
Jurisdiction	ASHTABULA OH
Township / Civil Division	HARPERSFIELD
Census Block Group	1
Census Block	1021
Census Tract	1002

Owner

Source: Ashtabula County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 64, GENEVA, OH 44041-0064
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 13, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5076 S RIVER RD E, GENEVA, OH 44041-9638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008665
Date	Aug 30, 2017
Book Page	643/1144
Instrument	201700008665

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5076 S RIVER RD E, GENEVA, OH 44041-9638
Document Number	0000003936
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5076 S RIVER RD E GENEVA OH 440419638, GENEVA, OH 44041-9638

Mortgage

Document Number	0000003936
Date	May 27, 2020
Book Page	000709/000886
Instrument	3936

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	GENEVA, OH 44041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Harpersfield Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,508.00 (+104.65%)	$81,350 (-) Land $13,200 Building $68,150	$232,400 (-) Land $37,700 Building $194,700
2023	$3,180.00 (+36.77%) Homeowner's exemption	$81,350 (+38.26%) Land $13,200 Building $68,150	$232,400 (+38.25%) Land $37,700 Building $194,700
2022	$2,325.00 Homeowner's exemption	$58,840 Land $10,150 Building $48,690
2020			$168,100 Land $29,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1989–2008)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile USA.

Nearby Properties on S River Rd E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures