4912 S River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4912 S River Rd E, Geneva, OH 44041 · Last verified June 2026

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 1.5 ba · 1,260 sqft · built 1992
Lot Size21.3 acres (927,828 sqft)
Owner2 Individual Names on File
Tax Bill$5,597 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22-017-00-038-00

Property Details

APN / Parcel Number

Primary APN22-017-00-038-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Gross Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area927,828 sqft (21.3 acres)
TerrainRolling
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4912 S RIVER RD E
CityGENEVA
StateOH
Zip44041-9638
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description101
Legal SubdivisionHARPERSFIELD
Legal Lot Number101
JurisdictionASHTABULA OH
Township / Civil DivisionHARPERSFIELD
Census Block Group1
Census Block1020
Census Tract1002

Owner

Source: Ashtabula County records · APN 22-017-00-038-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1415 ROYSTON DR, COLUMBUS, OH 43204-1532
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 23, 2019Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4912 S RIVER RD E, GENEVA, OH 44041-9638
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 S RIVER RD E, GENEVA, OH 44041-9638
InvestorPossibly a Property Investor

Mortgage

Document Number0000001037
DateFeb 11, 2026
Book Page863/947
Instrument2026-00001037
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 30, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4912 S RIVER RD E, GENEVA, OH 44041-9638
Document Number0000004875
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedAug 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4912 S RIVER RD GENEVA OH 44041, GENEVA, OH 44041

Mortgage

Document Number0000004875
DateMay 29, 2019
Book Page000683/001825
Instrument4875
Lender
NameMISCELLANEOUS GOVT AGCY
Address4912 S RIVER RD, GENEVA, OH 44041
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionHarpersfield Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,597.00 (+78.93%)$69,970 (-) Land $34,300 Building $35,670$199,900 (-) Land $98,000 Building $101,900
2023$3,128.00 (+27.83%) Homeowner's exemption$69,970 (+34.89%) Land $34,300 Building $35,670$199,900 (+34.89%) Land $98,000 Building $101,900
2022$2,447.00 Homeowner's exemption$51,870 Land $26,390 Building $25,480
2020$148,200 Land $75,400 Building $72,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070010021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
1 of 2 on primary residences
Nearby Flood Claims6 (1989–2008)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2008, rainfall accumulation
Flood Events
  • Severe Storms, Straight Line Winds, And Flooding (Jul 2006), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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